$25 Million Dollar Insurance Bad Faith Settlement
Zebrowski Law has settled an insurance bad faith case in the Southwestern United States for $25,000,000.00 in a case against a Michigan no fault automobile insurance company.
Insurance companies writing Michigan policies must provide lifetime medical benefits to individuals injured in automobile accidents. Zebrowski Law has represented catastrophically injured individuals (quadriplegics, paraplegics, those with closed head injuries, etc.) in suits against their own automobile insurers. These include well-known, national insurance companies.
Because of the lifetime nature of the benefits and the costs of care associated with catastrophic injuries, insurance companies conceal or misrepresent benefits, unreasonably deny or delay benefits, and engage in behavior that puts their own interests above those of the injured individual. This kind of behavior can constitute insurance bad faith.
This pattern of behavior becomes worse when individuals covered by a Michigan policy (which can include passengers and pedestrians, including those from other states injured by a car covered by a Michigan policy) live in states other than Michigan. The insurance companies typically treat them much worse and bank on the idea that people in other states are unaware of Michigan no fault insurance. Oftentimes, catastrophically injured individuals move to other states, particularly to avoid the effects of harsh Michigan winters on their disabilities. Zebrowski Law has successfully represented such individuals in cases in Arizona, California, Hawai’i, Florida, and elsewhere.
These states (and others) hold insurers to certain good faith standards and allow for various damages including the value of benefits, emotional distress, pain and suffering, and punitive damages.
If you are covered by a Michigan no fault policy and live outside the state of Michigan, please contact us for a review of your situation.